WILLIAM A. ZALAQUETT
v.
THE BANK OF NEW YORK MELLON, ETC.

Fla. 3d DCA | 2024-05-29
No. 2023-1704
2024 FL 6193 Florida District Court of Appeal, Third District (2024)

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Synopsis

Appellant Zalaquett appealed a circuit court decision in a case against The Bank of New York Mellon. The Third District Court of Appeal affirmed the lower court's judgment, citing precedent regarding sufficiency of evidence for establishing mailing of demand letters in bank cases.


Holding

The court affirmed the lower court's decision, finding that sufficient evidence was presented to preclude an involuntary dismissal at the close of the bank's case-in-chief on the issue of whether a prima facie showing was made that the demand letter was mailed to the borrower.


Headnotes

[1] In an action involving a mailed demand letter, sufficient evidence to establish prima facie mailing may be presented without requiring witness testimony regarding a third…

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Key Quotes

“On appeal, the Bank correctly argues that it was unnecessary for its witness to testify regarding his knowledge of the third-party vendor's mailing practices to establish that the demand letter had been sent.”

Establishes that direct witness testimony about vendor mailing practices is not required to prove a demand letter was mailed

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Facts & Procedural History

The case involved a dispute between William A. Zalaquett and The Bank of New York Mellon. The circuit court made a determination regarding evidence pr…

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Opinion of the Court

Opinion filed May 29, 2024. Not final until disposition of timely filed motion for rehearing.

________________ No. 3D23-1704 Lower Tribunal No. 19-4466 ________________ William A. Zalaquett,

Appellant,

vs.

The Bank of New York Mellon, etc., Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Antonio Arzola, Judge. Pomeranz & Associates, P.A., and Mark L. Pomeranz (Hallandale), for appellant. Kelley Kronenberg, and Danielle Spradley (Fort Lauderdale), for appellee. Before LOGUE, C.J., and SCALES and BOKOR, JJ. PER CURIAM.

Affirmed. See Deutsche Bank Tr. Co. Americas as Tr. for Residential Accredit Loans, Inc. v. Harris, 264 So. 3d 186, 192-93 (Fla. 4th DCA 2019) (“On appeal, the Bank correctly argues that it was unnecessary for its witness to testify regarding his knowledge of the third-party vendor’s mailing practices to establish that the demand letter had been sent. . . . [O]ur review of the record in this case leads us to conclude that sufficient evidence was presented to preclude an involuntary dismissal at the close of the Bank’s case-in-chief on the issue of whether a prima facie showing was made that the demand letter was mailed to the borrower prior to the filing of the suit.”).


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