JOSHUA FONOLLOSA, ET AL.
v.
AMERICAN INTEGRITY INSURANCE COMPANY OF FLORIDA

Fla. 3d DCA | 2026-10-22
No. 2024-1777
Miller, J., Lobree, J., Gooden, J., Brinkley, J., Beovides, J.
2026 FL 14202 Florida District Court of Appeal, Third District (2026)

AI-generated. These summaries, headnotes, and key points are machine-generated and may contain errors or omissions. Always verify against the full opinion text below. Not legal advice.


Holding

A civil remedy notice under section 624.155(3)(b), Florida Statutes, must specify the statutory provision allegedly violated, the facts and circumstances giving rise to the violation, and relevant policy language, and failure to do so warrants dismissal of a bad faith claim.


Headnotes

[1] A civil remedy notice under section 624.155(3)(b), Florida Statutes, must specify the statutory provision allegedly violated, the facts and circumstances giving rise to t…

Previewing 1 of 1 headnotes on this case. FLexlaw’s editorially structured points of law — every proposition, pinpointed — are reserved for members.

Join FLexlaw to unlock all legal intelligence

Facts & Procedural History

Appellants Joshua Fonollosa and others filed a statutory bad faith claim against American Integrity Insurance Company of Florida. The trial court dism…

The full statement of facts, procedural history, and disposition for this case are member content.

Join FLexlaw to unlock all legal intelligence

© FLexlaw, Inc. — AI-generated enrichments are proprietary. All rights reserved.


Opinion of the Court

Third District Court of Appeal

State of Florida

Opinion filed October 22, 2026.

Not final until disposition of timely filed motion for rehearing.

No. 3D24-1777

Lower Tribunal No. 14-21984-CA-01

Joshua Fonollosa, et al.,

Appellants,

vs.

American Integrity Insurance Company of Florida,

Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Tanya Brinkley and Gina Beovides, Judges.

Neblett Law Group, and David A. Neblett, and James M. Mahaffey III and John A. Wynn, for appellants.

Cole, Scott & Kissane, P.A., and Brandon J. Tyler and Mark D. Tinker (Tampa), for appellee.

Before MILLER, LOBREE and GOODEN, JJ.

PER CURIAM.

Affirmed. See § 624.155(3)(b)1., 2.,4., Fla. Stat. (2020) (“The notice shall state with specificity the following information . . . 1. The statutory provision, including the specific language of the statute, which the authorized insurer allegedly violated. 2. The facts and circumstances giving rise to the violation. 4. Reference to specific policy language that is relevant to the violation, if any.”); Julien v. United Prop. & Cas. Ins. Co., 311 So. 3d 875, 879 (Fla. 4th DCA 2021) (affirming dismissal of insured's statutory bad faith claim where civil remedy notice failed to specify statutory and policy provisions at issue); Demase v. State Farm Fla. Ins. Co., 351 So. 3d 136, 138 (Fla. 5th DCA 2022) (concluding that even under “more lenient substantial compliance test” insured's bad faith claim failed because civil remedy notice did not comply with section 624.155's specificity requirements); Bank of Am., N.A. v. Bank of N.Y. Mellon, 338 So. 3d 338, 341 n.2 (Fla. 3d DCA 2022) (“A trial court does not abuse its discretion in denying a motion for reconsideration or rehearing which raises an issue that could have [been], but wasn't, raised in the initial motion or at the initial hearing.”); Simeon, Inc. v. Cox, 671 So. 2d 158, 160 (Fla. 1996) (holding that to comply with the requirements of section 768.72, Florida Statutes, “a plaintiff must obtain leave from the trial court to amend the complaint before punitive damages may be asserted. . . . [A]ny punitive damages claim alleged

prior to a party asking for and receiving leave of the court must be dismissed or stricken.” (citations omitted); Roberts v. Int'l Speedway Corp., 542 So. 2d 446 (Fla. 5th DCA 1989) (explaining that order denying motion to assess interest constituted final order where nothing else remained to be done in the cause).


Cases With Similar Vibessemantic neighbors from the corpus


Citator

Authorities Cited

Full citator, related cases, and AI research tools

Open in FLexlaw