FAYE SOSNA, ET AL.
v.
U.S. BANK, NATIONAL ASSOCIATION, ETC.
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A subsequent purchaser or mortgagee dealing with the record owner of real property may rely on the chain of title in official records in the absence of actual knowledge of an adverse unrecorded right.
[1] A subsequent purchaser or mortgagee dealing with the record owner of real property may rely on the chain of title found in official records and is protected against unrec…
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Join FLexlaw to unlock all legal intelligence“A purchaser, or in this case a mortgagee, dealing with the record owner of real property may rely on the chain of title found in official records in the absence of actual knowledge of an adverse unrecorded right.”
Koschler v. Dean, 642 So. 2d 1119, 1121 (Fla. 2d DCA 1994), cited for the principle that reliance on recorded title is permissible absent actual knowledge.
Appellants Faye Sosna and others appealed a summary judgment entered in favor of U.S. Bank National Association in a real property dispute involving r…
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Third District Court of Appeal Stateof Florida
Opinion filed October 8, 2025. Not final until disposition of timely filed motion for rehearing.
No. 3D24-0866 Lower Tribunal No. 21-20012-CA-01
Faye Sosna, et al., Appellants, vs. U.S. Bank National Association, etc., Appellee.
An Appeal from the Circuit Court for Miami-Dade County, Lisa S. Walsh, Judge.
Bushell Law, P.A., and Daniel A. Bushell (Fort Lauderdale), for appellants.
Levine Kellogg Lehman Schneider + Grossman LLP, and Matthew J. McGuane; McGlinchey Stafford, and Kimberly Held Israel (Jacksonville), for appellee.
Before FERNANDEZ, MILLER and GOODEN, JJ.
PER CURIAM.
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Affirmed. See Navarro v. Borges, 388 So. 3d 1044, 1046 (Fla. 3d DCA
2024) (stating that this Court reviews the trial court’s entry of summary judgment de novo); § 695.01(1), Florida Statutes (2019) (“No conveyance, transfer, or mortgage of real property, or of any interest therein, nor any lease for a term of 1 year or longer, shall be good and effectual in law or equity against creditors or subsequent purchasers for a valuable consideration and without notice, unless the same be recorded according to law.”); Soknoh Partners, LLC v. Audio Visions S., Inc., 319 So. 3d 175, 179 (Fla. 2d DCA
2021) (“To be a bona fide purchaser, a buyer must have ‘had no knowledge of the claimed interest against the challenged property at the time of the transaction.’” (citation omitted) (emphasis in original)); McCahill v. Travis
Co., 45 So. 2d 191, 193 (Fla. 1950) (“In construing the above statute we
have held on many occasions that subsequent purchasers, acquiring title without notice of a prior unrecorded deed, mortgage or transfer of real estate, or any interest therein, will be protected against such unrecorded instrument, unless the party claiming thereunder can show that such subsequent purchaser acquired title with actual notice of such unrecorded conveyance. The burden of showing such notice by law is placed upon the party claiming under such unrecorded instrument. The presumption in such a case being that such subsequent purchaser acquired his title in good faith and without
3
notice of the prior unrecorded conveyance.” (emphasis in original)); Koschler
v. Dean, 642 So. 2d 1119, 1121 (Fla. 2d DCA 1994) (“A purchaser, or in this
case a mortgagee, dealing with the record owner of real property may rely
on the chain of title found in official records in the absence of actual knowledge of an adverse unrecorded right.” (emphasis added)).
Cases With Similar Vibessemantic neighbors from the corpus
Citator
Authorities Cited
- Claudio Navarro v. Borges, 388 So. 3d 1044 (Fla. 3d DCA 2024)
- Koschler v. Dean, 642 So. 2d 1119 (Fla. 2d DCA 1994)
- Soknoh P'rs v. Audio Visions S., Inc., 319 So. 3d 175 (Fla. 2d DCA 2021)