SECURITY FIRST INSURANCE COMPANY D/B/A SECURITY FIRST FLORIDA
v.
ARTIE M. ECHAVARRIA AND ARGIRO ECHAVARRIA
AI-generated. These summaries, headnotes, and key points are machine-generated and may contain errors or omissions. Always verify against the full opinion text below. Not legal advice.
An insurer is not liable for tear-out costs in a property insurance claim.
[1] Tear-out costs are not recoverable damages in a homeowners insurance breach of contract action.
Previewing 1 of 1 headnotes on this case. FLexlaw’s editorially structured points of law — every proposition, pinpointed — are reserved for members.
Join FLexlaw to unlock all legal intelligenceSecurity First Insurance Company denied coverage for tear-out costs claimed by homeowners Artie and Argiro Echavarria under their homeowners insurance…
The full statement of facts, procedural history, and disposition for this case are member content.
Join FLexlaw to unlock all legal intelligence© FLexlaw, Inc. — AI-generated enrichments are proprietary. All rights reserved.
Explore caselaw by topic → Browse Insurance Coverage Dispute cases and more on FLexlaw
FIFTH DISTRICT COURT OF APPEAL
STATE OF FLORIDA
_____________________________
Case No. 5D2024-1476 LT Case No. 2020-030510-CICI _____________________________
SECURITY FIRST INSURANCE
COMPANY d/b/a Security First Florida,
Appellant,
v.
ARTIE M. ECHAVARRIA and ARGIRO ECHAVARRIA,
Appellees. _____________________________
On appeal from the Circuit Court for Volusia County. Mary G. Jolley, Judge.
Mark D. Tinker and Brandon J. Tyler, of Cole, Scott & Kissane, P.A., Tampa, for Appellant.
Mark A. Nation, of The Nation Law Firm, LLP, Longwood, for Appellees.
September 12, 2025
PER CURIAM.
In this breach of an insurance contract action, Security First Insurance Company appeals the final judgment entered against it and in favor of the appellees, Artie Echavarria and Argiro
REVERSED and REMANDED, with directions.
MAKAR, LAMBERT, and HARRIS, JJ., concur.
_____________________________
Not final until disposition of any timely and authorized motion under Fla. R. App. P. 9.330 or 9.331. _____________________________