FLORIDA FARM BUREAU MUTUAL INSURANCE COMPANY, APPELLANT,
v.
JOYCE C. ZARAHN, MOTHER AND NEXT FRIEND OF SHAWNDA ZARAHN, A MINOR, APPELLEE

Fla. 1st DCA | 1996-01-26
No. 94-3935
Van Nortwick, J., Joanos, J., Wolf, J.
666 So. 2d 1034 Florida District Court of Appeal, First District (1996)

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Synopsis

Florida appellate court reversed judgment applying 1992 amendment to section 627.727(6) to a pre-amendment uninsured motorist claim, holding the amendment is substantive rather than procedural and cannot be retroactively applied to insurance contracts predating its effective date.


Holding

The 1992 amendment to section 627.727(6), Florida Statutes, is substantive law that cannot be applied to pending uninsured motorist claims arising under insurance contracts predated the amendment's effective date.


Headnotes

[1] A substantive amendment to uninsured motorist insurance law cannot be applied retroactively to pending claims arising under insurance contracts issued prior to the amendm…

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Facts & Procedural History

Joyce C. Zarahn, as mother and next friend of minor Shawnda Zarahn, filed an uninsured motorist claim under an insurance policy issued by Florida Farm…

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Opinion of the Court
VAN NORTWICK, Judge.

VAN NORTWICK, Judge.

Florida Farm Bureau Mutual Insurance Company appeals a final judgment ruling that the provisions of section 627.727(6), Florida Statutes (Supp.1992), are procedural and apply to the instant cause of action filed by Joyce C. Zarahn, as mother and next friend of Shawnda Zarahn, a minor, appel-lees, even though it arose prior to the effective date of the 1992 amendment to the statute. For the reasons and authority thoroughly discussed in State Farm Mutual Automobile Insurance Co. v. Hassen, 650 So. 2d 128 (Fla. 2d DCA 1995), rev. granted, 662 So. 2d 932 (Fla.1995), we agree with our colleagues on the Second District that the 1992 amendment to section 627.727(6) “substantially alters the landscape of uninsured motorist law,” id. at 139, and, therefore “is a substantive law that cannot be applied to a pending uninsured motorist claim based on an insurance contract predating the statute without diminishing the value of that contract.” Id. Accordingly, we reverse. As the court in Hassen, we certify the following two-part question as involving issues of great public importance:

IS SECTION 627.727(6), FLORIDA STATUTES (SUPP.1992), CONSTITUTIONAL? IF SO, IS IT A SUBSTANTIVE STATUTE, AS OPPOSED TO A REMEDIAL STATUTE, SUCH THAT ITS TERMS CANNOT BE APPLIED CONSTITUTIONALLY TO A PENDING CLAIM BROUGHT UNDER THE UNINSURED MOTORIST PROVISIONS OF AN AUTOMOBILE INSURANCE POLICY ISSUED PRIOR TO ITS EFFECTIVE DATE?

JOANOS and WOLF, JJ., concur.


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