ALEXANDER J. MATOS, ET AL.
v.
SAFEPOINT INSURANCE COMPANY

Fla. 3d DCA | 2025-11-26
No. 2024-1549
2025 FL 11232 Florida District Court of Appeal, Third District (2025)

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Synopsis

This appeal concerns whether SafePoint Insurance Company was properly granted summary judgment in a dispute with policyholders Alexander J. Matos and others. The Third District Court of Appeal affirmed the summary judgment, holding that the insurer was entitled to judgment as a matter of law based on the absence of any genuine issue of material fact.


Holding

Summary judgment was properly granted for SafePoint Insurance Company. The court affirmed based on established summary judgment standards requiring that judgment be proper when there is no genuine issue of material fact and the moving party is entitled to judgment as a matter of law.


Key Quotes

“Summary judgment is proper if there is no genuine issue of material fact and if the moving party is entitled to a judgment as a matter of law.”

Establishes the legal standard for summary judgment that governed the court's decision

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Facts & Procedural History

The case involves a claim against SafePoint Insurance Company by policyholders Matos and others. The specific factual circumstances underlying the dis…

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Opinion of the Court

Third District Court of Appeal

State of Florida

Opinion filed November 26, 2025.

Not final until disposition of timely filed motion for rehearing.

No. 3D24-1549

Lower Tribunal No. 22-837-CA-01 Alexander J. Matos, et al.,

Appellants,

VS.

SafePoint Insurance Company, Appellee.

An Appeal from the Circuit Court for Miami-Dade County, Spencer Eig, Judge.

Shield Law Group of Florida, LLC, and Jamie Alvarez (Davie), for appellants.

Bickford & Chidnese, LLP, and Patrick M, Chidnese and Frieda C. Lindroth (Tampa), for appellee.

Before FERNANDEZ, LOGUE and BOKOR, JJ. PER CURIAM.

Affirmed. Volusia County v. Aberdeen at Ormond Beach, L.P., 760 So. 2d 126, 130 (Fla. 2000) (“Summary judgment is proper if there is no genuine issue of material fact and if the moving party is entitled to a judgment as a matter of law."); Navarro v. Citizens Prop. Ins. Corp., 353 So. 3d 1276, 1279 (Fla. 3d DCA 2023) (“If the notice was untimely, then prejudice to the insurer is presumed." (quoting LoBello v. State Farm Fla. Ins. Co., 152 So. 3d 595, 599 (Fla. 2d DCA 2014))); De La Rosa v. Fla. Peninsula Ins. Co., 246 So. 3d 438, 441 (Fla. 4th DCA 2018) (“[T]he record forecloses the insured's ability to overcome the prejudice to the insurer in evaluating the extent of the damage because of the delay in making the claim.").

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